REFINANCE & HOME EQUITY OPTIONS

At New Era Lending, refinancing isn’t just about chasing rates. It’s about giving you freedom, flexibility, and the future you want.

More Than a Refi. It’s a Fresh Start.

Behind every refinance is a story of possibility. It’s not about paperwork, it’s about what your money can do for you.

Through refinancing, we’ve helped clients:

  • Retire earlier than they thought possible
  • Launch businesses they once only dreamed about
  • Consolidate thousands of dollars of debt into a single payment
  • Lower monthly payments to avoid financial hardship
  • Pay off student loans and start fresh
Ask an Expert
Learn more

How it works

Step 1

Tell Us Your Goal

Lower payments? Pay off faster? Tap into equity? We start with what matters most to you.
Step 2

Get a Custom Game Plan

We run the numbers, compare options side by side, and show you exactly what makes sense—no jargon, no pressure.
Step 3

Lock It In. Start Saving

Once you’re ready, we’ll handle the details and move quickly to closing—so you can start putting your money to better use.
Start The Process

What’s Your Refinance Goal?

Pick your path and we’ll guide you every step of the way
See If You Qualify
Lower My Monthly Payment
Access Cash From My Equity
Save thousands over time and gain financial freedom faster
Pay Off My Home Sooner & Save Interest
Free up cash flow and breathe easier each month.
Turn your home’s value into opportunities

Thinking About Refinancing? Start Here

All Articles

5 Things Every First-Time Buyer Should Know Before They Start

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Down Payments 101: You Have More Options Than You Think

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FHA vs. Conventional Loans: Which One Is Right for You?

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GET A SAME DAY APPROVAL

Waiting days to hear back isn’t our style. With New Era, you’ll know exactly what you can afford in under half an hour.
Get Approved

We’ve Got Your Back

Get a clear picture of your options before making a decision.
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What our
clients say

Scott Spitolnick, Florida
We worked with Gale Austin, who is definitely knowledgable and patient. He never hesitated to answer any questions we had and his communication with us was phenomenal. He really made a somewhat daunting process very simple and seamless. Definitely a 5 star experience with him and the New Era Lending team.
Jamie Leija Walthour 
Juan and Valerie kept me advised several times a week throughout the complete refinancing process with texts and phone calls above and beyond anyone i have ever dealt with in the past and would highly recommend them to everyone. Thank you again Juan and Valerie for your professionalism, expertise, and experience!

READY TO GET THE MOST OUT OF YOUR HOME?

Get clarity. Get speed. Get a partner who puts people first.
Apply now