Purchase a Home 
With Confidence

Whether it’s your first home or your forever home, we make the mortgage process simple, transparent, and built around you. That way, you can focus on moving in—not stressing out.

Buying a Home Should Feel Exciting, Not Overwhelming

We know the process can feel like it’s designed to confuse you—acronyms, fine print, and “surprise” fees. That’s why we built New Era Lending: to make home buying clear, fast, and human.

How We Make It Simple

  • Clarity Without Jargon: We explain everything in plain language.
  • No Gotcha Fees: What you see upfront is what you get—no hidden costs.
  • Confidence in 30 Minutes: Get pre-qualified before your realtor can refresh Zillow.
  • Loan Options That Fit Your Life: VA, FHA, Conventional—we’ll find what works for your goals.
  • Real Humans, Real Help: Expect guidance, honesty, and a loan officer who actually answers the phone.

How it works

Step 1

Start Online

Fill out a quick form (no hard credit pull).
Step 2

Talk to a Real Expert

Connect with a loan officer who understands your goals.
Step 3

Get Pre-Qualified in 30 Minutes

Walk away with confidence and a clear budget.

Why Speed Matters

In today’s competitive market, timing makes the difference. A 30-minute pre-qualification helps you:

  • Shop with confidence, knowing your true budget.
  • Make an offer the same day you find your dream home.
  • Compete with fast movers and cash buyers.

What our
clients say

Scott Spitolnick, Florida
We worked with Gale Austin, who is definitely knowledgable and patient. He never hesitated to answer any questions we had and his communication with us was phenomenal. He really made a somewhat daunting process very simple and seamless. Definitely a 5 star experience with him and the New Era Lending team.
Jamie Leija Walthour 
Juan and Valerie kept me advised several times a week throughout the complete refinancing process with texts and phone calls above and beyond anyone i have ever dealt with in the past and would highly recommend them to everyone. Thank you again Juan and Valerie for your professionalism, expertise, and experience!

Hey, First Time Homebuyer

We know the process can feel like it’s designed to confuse you—acronyms, fine print, and “surprise” fees. That’s why we built New Era Lending: to make home buying clear, fast, and human.

New Era First Time Homebuyer Benefits:

  • Lower down payment options
  • Down payment assistance programs
  • Grants and special resources designed just for you

get Pre-approved in Just 30 Minutes

Waiting days to hear back isn’t our style. With New Era, you’ll know exactly what you can afford in under half an hour.
Get Approved

READY TO GET THE MOST OUT OF YOUR HOME?

Get clarity. Get speed. Get a partner who puts people first.

Apply now