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Mortgages
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New Era Lending
We mix smart tech with real humans that care to give you the easiest mortgage experience you’ll ever have. Welcome to a New Era of Lending.
Apply now
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What'sa
new eraOF LENDING?
a
new era
From transparent guidance to faster approvals, we’re redefining the lending experience with technology that simplifies and experts who actually care.
Choose your path
Purchase
Ready to buy your dream home or investment?
We'll help you find the right loan program whether you're buying your first home, upgrading for a growing family, or investing in your future.
Refinance
lower your rate & payment or shorten the life of your loan.
Turn your home's value into real savings or real cash. Whether you want to drop your monthly payment, shorten your loan term, or pull out equity for that kitchen renovation, we make it simple.
Access Your Equity
Turn your home’s value into opportunity.
We make it easy to pull cash from your equity — fast, transparent, and guided by real humans who’ve got your back.
20+YEARS OF EXPERTISE AND WE'RE JUST GETTING STARTED.
team members
130+
states serving
39
Average days to close
15
Our values
Be transparent
(no hidden tricks).
Actually care
(crazy idea, right?).
Humanize the process
(you’re not a file folder—you’re a person).
STATES WE SERVE
Texas
List of states
View all states
View less states
Total states: 39
Alabama
Alabama
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
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Arizona
Arizona
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Arkansas
Arkansas
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
California
California
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Colorado
Colorado
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Connecticut
Connecticut
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
District of Columbia
District of Columbia
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Florida
Florida
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Georgia
Georgia
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Idaho
Idaho
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Illinois
Illinois
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Iowa
Iowa
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Kansas
Kansas
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Kentucky
Kentucky
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Louisiana
Louisiana
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Maine
Maine
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Maryland
Maryland
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Massachusetts
Massachusetts
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Michigan
Michigan
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Minnesota
Minnesota
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Mississippi
Mississippi
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Montana
Montana
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Nebraska
Nebraska
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
New Hampshire
New Hampshire
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
New Jersey
New Jersey
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
New Mexico
New Mexico
North Carolina
North Carolina
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
North Dakota
North Dakota
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Ohio
Ohio
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Oklahoma
Oklahoma
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Oregon
Oregon
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Pennsylvania
Pennsylvania
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
South Carolina
South Carolina
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Tennessee
Tennessee
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Texas
Texas
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Vermont
Vermont
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Washington
Washington
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Wisconsin
Wisconsin
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
Wyoming
Wyoming
1500 S Dairy Ashford Rd, Suite 363, Houston, TX, 77077
OUR FOUR-STEP
'NO SURPRISE'
MORTGAGE PROCESS
step 1
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step 2
See your options, clearly
We lay out rates, terms, and payments with the trade-offs (points and fees). You choose what fits your life—and we’ll guide you along the way.
Compare My Options
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step 3
Lock in your rate
Upload your docs securely and e-sign—we’ll tell you exactly what’s needed and why, nothing hidden. Then our underwriting team jumps in the same day to verify income, assets, and property details while keeping you updated (no radio silence).
Start The Process
step 4
You're on your way to close!
We’ll walk you through your Closing Disclosure and final numbers—line by line if you’d like—so there are no surprises. Then it’s time to close: sign in-person or e-close (where available), get your keys (or savings), and move forward knowing we’re still here if you need us.
Start The Process
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VETERANS,
GET EVERY BENEFIT
YOU DESERVE.
VA loans are one of the most powerful benefits of military service—but many veterans never use them to their full advantage. Not our clients.
$0 down payment loans
No PMI (private mortgage insurance)
Lower rates for qualifying veterans
Refinance + debt consolidation options
Waved appraisal fees
Priority clear to close
Waived appraisals for VA IRRRLS
(What’s an IRRRL?)
(What’s an IRRRL?)
What our
clients say
Pat Smith
Was told multiple times that everything was on the up and up and two days prior to Christmas they told me that a refi wouldn’t work after convincing me that I would be good on both December’s and January’s mortgage. The initial guy working on it failed to do his job completely.
Learn before you borrow
We get it. Mortgages cause migraines. That’s why we’ve created a library of resources to help guide you home (pun intended).
About us
